{"id":9279,"date":"2022-09-07T00:00:00","date_gmt":"2022-09-06T17:00:00","guid":{"rendered":"http:\/\/mandiri.test\/uncategorized-id\/money-market-commentary-aug-2022\/"},"modified":"2026-01-19T16:36:19","modified_gmt":"2026-01-19T09:36:19","slug":"money-market-commentary-aug-2022","status":"publish","type":"post","link":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/","title":{"rendered":"Money Market Commentary : August 2022"},"content":{"rendered":"<h2>The Rise Begins<\/h2>\n<p>&nbsp;<\/p>\n<p>Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018 and after a long period of 18 months staying at 3.50%. We see the benchmark rate adjustment as a mitigation approach in facing the government\u2019s plan to raise the subsidized fuel price. We observe the rate hike influences the banks\u2019 deposit rates crawling up. Currently, the bank loan growth and LDR grow further in a positive correlation trend. Additionally, the money market bond yields also increase as we expected before. This is a favourable moment for investors to get better returns in money market funds. We think this is a good asset class to have after realizing gains from other asset classes.<\/p>\n<p>&nbsp;<\/p>\n<h2 id=\"rekomendasi-produk\">Rekomendasi Produk<\/h2>\n<p>&nbsp;<\/p>\n<table class=\"table table-striped table-bordered\">\n<thead>\n<tr>\n<th colspan=\"2\">PRODUK<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.mandiri-investasi.co.id\/id\/reksa-dana\/pasar-uang\/mandiri-investa-pasar-uang-mipu-2\/\">MIPU<\/a><\/td>\n<td>Reksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.<br \/>\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.mandiri-investasi.co.id\/id\/reksa-dana\/syariah\/mandiri-pasar-uang-syariah\/\">MPUS<\/a><\/td>\n<td>Reksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.<br \/>\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<hr \/>\n<h3><\/h3>\n<h3 id=\"info-lebih-lanjut\">Info Lebih Lanjut<\/h3>\n<p>Hubungi Mandiri Investasi &#8211;\u00a0<a href=\"tel:0215263505\">(021) 526 3505<\/a><br \/>\nWhatsapp Mandiri Investasi &#8211; 0816 86 0003<br \/>\nEmail Mandiri Investasi &#8211; cs@mandiri-investasi.co.id<br \/>\nMandiri Investasi &#8211;\u00a0<a href=\"https:\/\/www.mandiri-investasi.co.id\/\">www.mandiri-investasi.co.id<\/a><br \/>\nMoinves &#8211;\u00a0<a href=\"https:\/\/moinves.co.id\/\">www.moinves.co.id<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><em>DISCLAIMER<\/em><br \/>\n<em><br \/>\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.<\/p>\n","protected":false},"author":2,"featured_media":6597,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[368,382],"tags":[365],"class_list":["post-9279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","tag-english"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money Market Commentary : August 2022 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : August 2022 - Mandiri Investasi\" \/>\n<meta property=\"og:description\" content=\"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/\" \/>\n<meta property=\"og:site_name\" content=\"Mandiri Investasi\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-06T17:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-19T09:36:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"605\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mandiri Investasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mandiri Investasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/\"},\"author\":{\"name\":\"Mandiri Investasi\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/#\\\/schema\\\/person\\\/7de060409a74fa993f048a87e332cd26\"},\"headline\":\"Money Market Commentary : August 2022\",\"datePublished\":\"2022-09-06T17:00:00+00:00\",\"dateModified\":\"2026-01-19T09:36:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/\"},\"wordCount\":334,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png\",\"keywords\":[\"English\"],\"articleSection\":[\"Market Update\",\"Market Update\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/\",\"url\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/\",\"name\":\"Money Market Commentary : August 2022 - Mandiri Investasi\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png\",\"datePublished\":\"2022-09-06T17:00:00+00:00\",\"dateModified\":\"2026-01-19T09:36:19+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/#\\\/schema\\\/person\\\/7de060409a74fa993f048a87e332cd26\"},\"description\":\"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png\",\"contentUrl\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png\",\"width\":1000,\"height\":605},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/market-update\\\/money-market-commentary-aug-2022\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money Market Commentary : August 2022\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/\",\"name\":\"Mandiri Investasi\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/#\\\/schema\\\/person\\\/7de060409a74fa993f048a87e332cd26\",\"name\":\"Mandiri Investasi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g\",\"caption\":\"Mandiri Investasi\"},\"url\":\"https:\\\/\\\/mandiri-invest.azdevs.my.id\\\/en\\\/author\\\/abdel\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Money Market Commentary : August 2022 - Mandiri Investasi","description":"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Money Market Commentary : August 2022 - Mandiri Investasi","og_description":"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.","og_url":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/","og_site_name":"Mandiri Investasi","article_published_time":"2022-09-06T17:00:00+00:00","article_modified_time":"2026-01-19T09:36:19+00:00","og_image":[{"width":1000,"height":605,"url":"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png","type":"image\/png"}],"author":"Mandiri Investasi","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mandiri Investasi","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#article","isPartOf":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/"},"author":{"name":"Mandiri Investasi","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/#\/schema\/person\/7de060409a74fa993f048a87e332cd26"},"headline":"Money Market Commentary : August 2022","datePublished":"2022-09-06T17:00:00+00:00","dateModified":"2026-01-19T09:36:19+00:00","mainEntityOfPage":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/"},"wordCount":334,"commentCount":0,"image":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#primaryimage"},"thumbnailUrl":"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png","keywords":["English"],"articleSection":["Market Update","Market Update"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/","url":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/","name":"Money Market Commentary : August 2022 - Mandiri Investasi","isPartOf":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#primaryimage"},"image":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#primaryimage"},"thumbnailUrl":"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png","datePublished":"2022-09-06T17:00:00+00:00","dateModified":"2026-01-19T09:36:19+00:00","author":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/#\/schema\/person\/7de060409a74fa993f048a87e332cd26"},"description":"Bank Indonesia raised the benchmark rate BI 7D RRR by 25 bps in August 2022 to 3.75%. The hike is for the first time since May 2018.","breadcrumb":{"@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#primaryimage","url":"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png","contentUrl":"https:\/\/mandiri-invest.azdevs.my.id\/wp-content\/uploads\/2025\/12\/Gambar-Artikel-WMR-Market-Macro-etc-1000x605px-2.png","width":1000,"height":605},{"@type":"BreadcrumbList","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/market-update\/money-market-commentary-aug-2022\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mandiri-invest.azdevs.my.id\/en\/"},{"@type":"ListItem","position":2,"name":"Money Market Commentary : August 2022"}]},{"@type":"WebSite","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/#website","url":"https:\/\/mandiri-invest.azdevs.my.id\/en\/","name":"Mandiri Investasi","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mandiri-invest.azdevs.my.id\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/mandiri-invest.azdevs.my.id\/en\/#\/schema\/person\/7de060409a74fa993f048a87e332cd26","name":"Mandiri Investasi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/210ab4183e509b3d4da31280b378c29131c1197eb0078f9fd85c2f685b36ca05?s=96&d=mm&r=g","caption":"Mandiri Investasi"},"url":"https:\/\/mandiri-invest.azdevs.my.id\/en\/author\/abdel\/"}]}},"_links":{"self":[{"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/posts\/9279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/comments?post=9279"}],"version-history":[{"count":1,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/posts\/9279\/revisions"}],"predecessor-version":[{"id":9280,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/posts\/9279\/revisions\/9280"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/media\/6597"}],"wp:attachment":[{"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/media?parent=9279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/categories?post=9279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mandiri-invest.azdevs.my.id\/en\/wp-json\/wp\/v2\/tags?post=9279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}