{"id":11575,"date":"2021-12-02T00:00:00","date_gmt":"2021-12-01T17:00:00","guid":{"rendered":"https:\/\/wadidaw.site\/mandiri\/uncategorized\/money-market-commentary-nov-2021\/"},"modified":"2026-01-28T16:10:58","modified_gmt":"2026-01-28T09:10:58","slug":"money-market-commentary-nov-2021","status":"publish","type":"post","link":"https:\/\/mandiri-invest.azdevs.my.id\/en\/articles\/money-market-commentary-nov-2021\/","title":{"rendered":"Money Market Commentary : November 2021"},"content":{"rendered":"

Rates Stabilizing<\/h2>\n

 <\/p>\n

Bank loan growth improved further reaching 3.24% yoy in October, compared to the previous month at 2.21% yoy. Consumer loan through home loan improved 8.87% yoy while working capital through UMKM credit rose 3.04% yoy in October. Current banking credit approval policies have been loosening which is supporting the economy to recover sooner. Based on our bank universe, the deposit rates in BUKU 4 banks are stabilizing at the bottom rate, while in BUKU 2 and 3 are still like to get lower. Interestingly, some banks start offering longer tenor (3 and 6 months) deposits at higher rates where we see as an indication deposit rate can possibly increase next year.<\/p>\n

 <\/p>\n

Rekomendasi Produk<\/h2>\n

 <\/p>\n\n\n\n\n\n\n
PRODUK<\/th>\n<\/tr>\n<\/thead>\n
MIPU<\/a><\/td>\nReksa Dana MIPU berinvestasi pada Instrumen Pasar Uang dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang tersebut.<\/td>\n<\/tr>\n
MPUS<\/a><\/td>\nReksa Dana MPUS berinvestasi pada Instrumen Pasar Uang Syariah dengan segmen Jangka Pendek dan dikategorikan berisiko Rendah.
\nInvestor memiliki risiko atas Portofolio Pasar Uang Syariah tersebut.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\n

<\/h3>\n

Info lebih lanjut<\/h3>\n

Hubungi Mandiri Investasi –\u00a0(021) 526 3505<\/a>
\nMandiri Investasi –\u00a0www.mandiri-investasi.co.id<\/a>
\nMoinves –\u00a0www.moinves.co.id<\/a><\/p>\n

 <\/p>\n

\n

 <\/p>\n

DISCLAIMER<\/em>
\n
\nPendapat yang diungkapkan dalam artikel adalah untuk tujuan informasi umum saja dan tidak dimaksudkan untuk memberikan saran atau rekomendasi khusus untuk individu atau produk keamanan atau investasi tertentu. Ini hanya dimaksudkan untuk memberikan edukasi tentang industri keuangan. Pandangan yang tercermin dalam konten dapat berubah sewaktu-waktu tanpa pemberitahuan. Seluruh data kinerja dan return investasi yang tertera di artikel ini tidak dapat digunakan sebagai dasar jaminan perhitungan untuk membeli atau menjual suatu efek. Data tersebut merupakan catatan kinerja berdasarkan data historis dan bukan merupakan jaminan atas kinerja suatu efek di masa mendatang. Investasi melalui reksa dana mengandung risiko. Investor wajib membaca dan memahami prospektus sebelum memutuskan untuk berinvestasi melalui reksa dana.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Bank loan growth improved further reaching 3.24% yoy in October, compared to the previous month at 2.21% yoy.<\/p>\n","protected":false},"author":2,"featured_media":11576,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[382,366],"tags":[365],"class_list":["post-11575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-update","category-articles","tag-english"],"acf":[],"yoast_head":"\nMoney Market Commentary : November 2021 - Mandiri Investasi<\/title>\n<meta name=\"description\" content=\"Bank loan growth improved further reaching 3.24% yoy in October, compared to the previous month at 2.21% yoy.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money Market Commentary : November 2021 - 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